Too boost your self asteem when you see how many points you have.

This dosent work very well though because everybody else will hurl insults in an atempt to lower your self asteem to the point at which you will need to go bank more.

Snipe

points banking is trading points either with a pal or with yourself. it's the easiest way to cheat without hacks because all a person needs is 2 different computers to log in with 2 names in one room. i dunno if this happens but it's possible. mods should always keep an eye on that because it can be done easy

Good answer snipe!